You should have a clear idea of what your target lifestyle during retirement looks like. Your current monthly and yearly expenses are a good place to start, but you need to go beyond just the necessities. What do you want to achieve once you retire? It's not necessary to provide a budget that calculates every last penny; an estimation of your target budget is just fine. We use a comprehensive budgeting tool that we'll work through with you to finalize your budgeting needs. 

To ensure a comprehensive overview of your assets, we need current statements from both qualified and non qualified accounts including: IRAs, 401(k)s, 403(b)s & 457s, insurance & annuity policies AND statements, pension statements, and any other investment statements. This information will allow us to construct the optimal strategy, providing the necessary income to attain your target lifestyle when the time comes for you to retire.

To ensure our software correctly calculates your disbursements, we require your most current Social Security Statement. Knowing exactly how much you'll be receiving in Social Security allows us to weigh it against other possible income sources to efficiently devise tax strategy to complement your overall Retirement Plan.